Payment Policy

At Tomount, we strive to provide a secure, seamless, and transparent shopping experience. Below you will find the complete details regarding our accepted payment gateways, unaccepted payment methods, and a thorough breakdown of all costs. We guarantee that the total price displayed at checkout is the final price you pay—there are no hidden fees, unexpected handling charges, or surprise costs added to your order.

1. Acceptable & Unacceptable Payment Methods

We secure all transactions using industry-standard SSL encryption technology. The payment methods listed below are fully integrated into our checkout system and are identical to the payment icons displayed in our website footer.

✓ Accepted Payment Methods

  • Credit/Debit Cards: Visa, Mastercard, American Express (AMEX), Discover, JCB, Diners Club, Maestro

  • Digital Wallets: Apple Pay, Google Pay

  • Online Payment Platforms: PayPal

  • International Card Networks: UnionPay

✕ Unacceptable Payment Methods

  • Cash on Delivery (COD)

  • Direct Bank Wire Transfers / ACH Transfers (unless pre-arranged for bulk B2B orders)

  • Cryptocurrencies (e.g., Bitcoin, Ethereum)

  • Postal Money Orders or Personal Checks

  • Prepaid Gift Cards not co-branded with major networks (Visa/Mastercard)

2. Fee Transparency: Full Cost Breakdown

To ensure total transparency and comply with global consumer protection standards, Tomount guarantees zero hidden fees. Every cost associated with your purchase is calculated dynamically and displayed clearly before you finalize your transaction.

Stage Cost Category Responsibility & Description
At Checkout (Paid to Tomount) Product Net Price Borne by the buyer. The clear, listed price of the item(s) as shown on the product page.
Shipping Costs Borne by the buyer. Calculated automatically at checkout based on your delivery address and selected shipping speed. Free shipping applies if promotional thresholds are met.
Sales Tax / VAT Borne by the buyer (Where Applicable). Calculated dynamically and displayed transparently at checkout based on regional tax regulations. No additional taxes will be collected after checkout.
Payment Processing Fee $0.00 (Free). Tomount absorbs all standard transaction fees from credit cards, PayPal, and digital wallets.
Post-Purchase (Potential External Costs) Import Duties & Customs Fees Borne by the buyer (For international cross-border shipments). Depending on your country's customs policies, your local customs authority may assess import tariffs or customs clearance fees upon entry. These fees are collected by your local government, not Tomount.
Currency Conversion Fees Borne by the buyer (If applicable). If your payment card operates in a currency other than our store's settlement currency, your bank or card issuer may charge a standard foreign transaction fee.
Return Shipping Fees Borne by the buyer. In the event of a change-of-mind return, the buyer is responsible for return postage costs (except in cases where the item received is defective or incorrect).

Important Billing Security Notice

To prevent fraudulent transactions and ensure account safety, your billing name and address must match those of the credit card or account used for payment. Tomount reserves the right to hold or cancel any order that fails our automated secure fraud verification checks.